Business and Finance

How to Make Payments on AliExpress From Nigeria in 2023

How to Make Payments on AliExpress From Nigeria

Navigating the world of online shopping has always been challenging, especially when it comes to AliExpress in Nigeria in 2023. This quick guide will simplify the process of making payments on AliExpress. We’ll walk you through the steps to ensure a smooth and hassle-free shopping experience, helping you access a wide range of products at your fingertips. Below, we have covered how to make payments on AliExpress from Nigeria in 2023.

What Is AliExpress

AliExpress is an online retail platform that operates globally, connecting consumers to a vast marketplace of products from sellers and manufacturers primarily based in China. Launched in 2010, it is a subsidiary of the Alibaba Group, one of the world’s largest e-commerce conglomerates.

AliExpress offers an extensive range of products, from electronics and clothing to home goods and accessories. What sets it apart is its emphasis on providing products at competitive prices, often significantly lower than those found in traditional retail stores. This affordability is made possible because many sellers on AliExpress are based in regions with lower production costs.

The platform is known for its user-friendly interface, making it accessible to shoppers worldwide. Customers can browse various items, read product descriptions and reviews, and view seller ratings to make informed purchasing decisions. It offers various payment options, including credit cards, dollar card, and local payment methods.

One of AliExpress’s key features is its global shipping capabilities, allowing consumers in many countries, including Nigeria, to order products and have them delivered to their doorstep.

Payment Options For AliExpress

Visa and Mastercard Debit Cards

Visa and Mastercard debit cards are among the most commonly used payment methods on AliExpress. They offer a convenient and secure way to make purchases. To use your Visa or Mastercard debit card, you need to add it to your AliExpress account during the checkout process. This involves providing your card details, including the card number, expiration date, and CVV code. Once your card is linked to your account, you can select it as your preferred payment method when making a purchase.

One advantage of using debit cards is the real-time transaction processing, which means your payment is typically processed immediately, and your order can be shipped sooner. Additionally, many banks in Nigeria issue Visa and Mastercard debit cards, making them widely accessible to AliExpress customers in the country.

Dollar Card

A “Dollar Card” refers to a prepaid card denominated in US dollars. These cards can be an excellent choice for Nigerians shopping on AliExpress because they allow you to make payments in dollars, which is the primary currency used on the platform. Dollar cards are typically issued by Nigerian banks or financial institutions and can be loaded with funds from your local bank account. You can link your dollar card to your AliExpress account and use it for seamless transactions.

The advantage of using a dollar card is that it helps you avoid currency conversion fees or fluctuations since you’re paying in the same currency as AliExpress. This can result in cost savings over time.

Bank Transfer

Bank transfer, also known as wire transfer or direct bank payment, is another payment option available on AliExpress. This method involves transferring funds directly from your Nigerian bank account to AliExpress’s designated bank account. To initiate a bank transfer, you’ll need AliExpress’s banking details, including their account number and bank name.

Bank transfers can be a secure way to make payments, but they may not be as fast as debit card payments. It might take a few days for the funds to reach AliExpress’s account, which could delay the processing of your order. Additionally, some banks may charge fees for international bank transfers, so it’s essential to check with your bank regarding any associated costs.


Payoneer is a popular online payment platform that allows Nigerians to make payments on AliExpress. To use Payoneer, you need to create a Payoneer account and link it to your AliExpress account. Once linked, you can load funds onto your Payoneer account from your local bank account or through other payment methods. Payoneer provides you with a virtual US bank account, which allows you to pay in dollars seamlessly.

One advantage of using Payoneer is that it simplifies currency conversion and often offers competitive exchange rates. Additionally, it’s widely accepted on AliExpress, making it a convenient option for many Nigerian shoppers.

Virtual Dollar Card

A virtual dollar card is a digital prepaid card that can be used for online transactions, including payments on AliExpress. These cards can be obtained from various financial institutions or online platforms. Virtual dollar cards are typically not physical cards but consist of card details like the card number, expiration date, and CVV code.

Using a virtual dollar card can be advantageous because it allows you to make payments in US dollars without needing a traditional bank account or credit card. However, it’s essential to ensure that the virtual dollar card provider you choose is reputable and secure to protect your financial information.

How To Make Payments On AliExpress From Nigeria

Open an Account on AliExpress

The first step is to create an account on the platform to begin your shopping journey on AliExpress from Nigeria. Visit the AliExpress website, download the mobile app, and follow the registration process. You’ll need to provide basic information like your email address, create a password, and agree to the terms and conditions. Ensure that your account information is accurate to receive order updates and notifications.

Search for the Product You Want to Buy

Once your account is set up, you can start browsing for the products you want to purchase. Use the search bar to enter keywords related to the item you’re looking for. AliExpress offers a vast selection of products, so you’re likely to find what you need.

Choose the Product and Add it to Cart

After finding your desired product, click on it to view the product details, including price, shipping options, and seller information. Ensure you read product descriptions and customer reviews to make an informed decision. If you’re satisfied with the product, click the “Add to Cart” button to place it in your shopping cart.

Check Out and Select Payment Method

Once you’ve added all the items you wish to purchase to your cart, it’s time to checkout. Review the items in your cart to ensure they are correct and the desired quantity. Next, click the “Buy Now” or “Proceed to Checkout” button. You’ll be prompted to select your shipping address and delivery method. Be sure to input your Nigerian address accurately.

Now comes the crucial step of selecting your payment method. AliExpress offers various payment options, as mentioned in the previous response, including Visa and Mastercard debit cards, dollar cards, bank transfers, Payoneer, and virtual dollar cards. Choose the payment method that suits you best.

Confirm Payment and Wait for Delivery

After selecting your payment method, you will be directed to a secure payment gateway where you can enter your payment details. This typically includes your card number, expiration date, and CVV code. Double-check the information for accuracy before confirming the payment. Once your payment is successfully processed, AliExpress will provide you with an order confirmation. You will receive email notifications and updates regarding your order’s status, including tracking information.

Tips for a Safe Shopping Experience on AliExpress

Research Sellers and Products

Before making a purchase on AliExpress, thoroughly research both the seller and the product. Check the seller’s ratings, reviews, and feedback from previous customers. Look for sellers with high ratings and positive reviews to increase your confidence in the transaction.

Use Secure Payment Methods

AliExpress offers various payment options, including debit cards, credit cards, and online payment platforms. Opt for secure payment methods that offer buyer protection, such as credit cards and PayPal. These payment options often have dispute resolution processes in case of any issues with your order.

Be Cautious of Too-Good-to-Be-True Deals

While AliExpress is known for its competitive prices, be wary of deals that seem too good to be true. Extremely low prices may indicate counterfeit or poor-quality products. Compare prices and product listings to get a sense of the typical market value for the item you’re interested in.

Read Product Reviews and Descriptions

Pay close attention to product reviews and descriptions. They can provide valuable insights into the quality and functionality of the product. Look for reviews from customers who have already purchased the item to understand their experiences.

Check AliExpress Buyer Protection

AliExpress offers a Buyer Protection program that safeguards your purchases. Familiarize yourself with the terms and conditions of this program. If you encounter any issues with your order, you can open a dispute within the specified timeframe to seek a resolution.

Protect Your Personal Information

Ensure that your personal and financial information is kept secure. Use strong and unique passwords for your AliExpress account, and be cautious when sharing sensitive details.

Frequently Asked Questions

Is AliExpress safe to use?

AliExpress is safe to use. However, you need to research sellers, read reviews, and use secure payment methods. AliExpress also offers a Buyer Protection program to safeguard your purchases.

Which bank cards are accepted by AliExpress?

AliExpress did not directly accept Verve cards for payment. AliExpress primarily accepts payment methods like Visa and Mastercard debit and credit cards, as well as PayPal, among others.

How do I create an AliExpress account?

To create an AliExpress account, visit the website or download the app, click on “Sign Up,” and follow the registration process, which typically involves providing your email address, creating a password, and agreeing to the terms and conditions.

What payment methods can I use on AliExpress?

AliExpress accepts various payment methods, including credit cards, debit cards, PayPal, bank transfers, and online payment platforms. Choose the method that suits you best.

How can I track my AliExpress order?

You can track your order by going to your AliExpress account, clicking on “My Orders” and selecting the order you want to track. There, you’ll find tracking information provided by the seller.


AliExpress from Nigeria in 2023 offers a world of possibilities, and this guide has outlined the steps to make your experience smooth and hassle-free. AliExpress, as an online retail platform, connects consumers to a vast marketplace with competitive prices and a wide range of products. It’s crucial to use secure payment methods, research sellers and products, and exercise caution when shopping for deals that seem too good to be true. By following these tips and using the recommended payment methods like Visa and Mastercard debit cards, dollar cards, bank transfers, Payoneer, or virtual dollar cards, you can navigate AliExpress safely and enjoy the convenience of online shopping.